Most lenders charge fees to refinance a loan. So, if you plan to only stay in the property for a couple of years, your monthly savings may not accumulate to recoup these costs. Example: A lender charged $1,000 to refinance your loan that resulted in saving you $50 each month; it would take 20-months to recoup your initial costs. Some lenders will charge a slightly higher than average interest rate on refinance loans, but will waive all costs associated with the loan. This will depend on the interest rate on your current loan.
We've been helping customers afford the home of their dreams for over 30 years and we love what we do.
123 N. Lake Ave. Suite 200
Pasadena, California 91101
Phone: (626) 683-1999 ext. 102
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